Long-Term Care Alternatives

There are alternatives to buying Long-Term Care insurance

Most people don’t have LTC insurance nor do they want to purchase it. If you understand the nursing home spend down process for Medicaid and set up your ownerships and beneficiaries appropriately, in most cases you won’t need to buy LTC insurance.

If you currently have a LTC policy, we will make sure you are taking full advantage of it.

LTC insurance is an investment and needs to be viewed like any other investment. Please note, some annuities now offer accelerated payouts to help cover the cost of long-term care.